The Vintner’s Collective building in downtown Napa, Calif., was severely damaged by a 6.0 magnitude earthquake in 2014. (Eilis Maynard/FEMA)

A Gentle Introduction to Earthquake Insurance Because Planning for Calamity Is Scary

Earthquakes happen in California. They’re probably happening right now. They will happen again (and I don’t know if you’ve heard, but there’s a Big One coming). Preparing for an earthquake is one thing; recovering from one is another.

Even if you have renters insurance or homeowners insurance, you might not have earthquake insurance because it’s a totally separate insurance beast. So, how does it work? Let’s shake it down.

Glenn Pomeroy knows a thing or two. He’s the CEO of the California Earthquake Authority — a state-created “publicly managed, privately funded” entity that provides the majority of residential earthquake insurance policies sold here.

Read more at LAist

The Government Technology & Services Coalition's Homeland Security Today (HSToday) is the premier news and information resource for the homeland security community, dedicated to elevating the discussions and insights that can support a safe and secure nation. A non-profit magazine and media platform, HSToday provides readers with the whole story, placing facts and comments in context to inform debate and drive realistic solutions to some of the nation’s most vexing security challenges.

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