The Vintner’s Collective building in downtown Napa, Calif., was severely damaged by a 6.0 magnitude earthquake in 2014. (Eilis Maynard/FEMA)

A Gentle Introduction to Earthquake Insurance Because Planning for Calamity Is Scary

Earthquakes happen in California. They’re probably happening right now. They will happen again (and I don’t know if you’ve heard, but there’s a Big One coming). Preparing for an earthquake is one thing; recovering from one is another.

Even if you have renters insurance or homeowners insurance, you might not have earthquake insurance because it’s a totally separate insurance beast. So, how does it work? Let’s shake it down.

Glenn Pomeroy knows a thing or two. He’s the CEO of the California Earthquake Authority — a state-created “publicly managed, privately funded” entity that provides the majority of residential earthquake insurance policies sold here.

Read more at LAist

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