FEMA Continues Reinsurance Program to Manage Future Flood Risk
Reinsurance is a financial risk management tool used by private insurance companies and public entities to protect themselves from large financial losses. Keep Reading
FEMA Defers the Implementation of Risk Rating 2.0
FEMA is focused on building a culture of preparedness by closing the insurance gap so that individuals and communities recover faster and more fully. Keep Reading
Senators Champion Bipartisan Comprehensive Flood Insurance Reform Bill
Legislation frames the nation’s entire disaster paradigm to one that focuses more on prevention and preparation to reduce the enormous cost of rebuilding. Keep Reading
‘What the Flood!’ NAIC Quiz Helps Americans Understand Flood Insurance
41% of Americans agree or strongly agree that flood insurance is a "good idea," yet only 17% say they have purchased flood insurance. Keep Reading
FEMA Ready Report: Tips for Wildfire Community Preparedness Day
It is critical that homeowners take steps to mitigate risks to lives and property. Keep Reading
Preparedness Needs ‘Right Message, Right Messenger,’ Says FEMA’s NPD Chief
Amparo: "It has to be both top down and bottom up, and hopefully we’ll meet in the middle" before disaster. Keep Reading
FEMA Readiness Dispatch: Is Your Community Financially Prepared for Disaster?
As we continue to stress the importance of saving, we also have to expand the definition of financial preparedness. Keep Reading
CBO: Hurricanes and Storm Flooding Taking a $54 Billion Annual Toll
Report estimates that a combination of private insurance coverage for wind damage, federal flood insurance, and federal disaster assistance would cover roughly 50 percent of losses to the residential sector. Keep Reading
Here’s How the Government Shutdown Affects the Federal Emergency Management Agency
Of the agency's 19,631 employees, 15,208 must continue working without pay until Congress and the White House can come to an agreement. Keep Reading
DHS S&T Supports FEMA with Comprehensive Flood Insurance Report
The report findings also support further discussion on how to close the flood insurance gap and increase the number of residents with flood insurance. Keep Reading
Check Your Insurance Coverage Before Disaster Strikes, FEMA Warns
Each type of insurance covers different things, and they are the only way you can expect to be made whole after a disaster. Keep Reading
PERSPECTIVE: What Does Preparedness Cost?
The insurance gap that FEMA has become so vocal about is very real. The decisions and risks associated with that gap are owned by each of us as individuals. Keep Reading
National Preparedness Month Urges Americans to Prioritize Emergency Planning
"Now is the time to expand our preparedness planning to include becoming financially ready" for disaster, says FEMA administrator. Keep Reading
FEMA Releases Affordability Framework for National Flood Insurance Program
The framework suggests that both policyholders and non-policyholders with the lowest median incomes live in the highest hazard areas. It proposes several options for developing an affordability program for flood insurance and offers models of the costs of each option. Keep Reading
PERSPECTIVE: Rethinking FEMA’s Relationship with Insurers
PART FOUR OF A SIX-PART SERIES: Charging agency with running a public insurance program can be mission creep. Keep Reading